I have shared in my previous post how I got insured fast and easy (with just a few clicks!) with FWD Life Philippines but I haven't delved into the specifics on the benefits of this insurance. Again, I chose KanGuard and primarily, it's for everyday and travel risks and accidents WORLDWIDE. That was really the YASSS moment for yours truly 
Now, here are 3 of the main benefits for KanGuard:
ACCIDENTAL DEATH BENEFIT
Full benefit amount (500,000 pesos) shall be paid to the beneficiaries if the insured person dies as a direct result of an accident, including terrorist act and the death occurs within 180 days from the date of the accident, including terrorist act.
DISABILITY BENEFIT
Full benefit amount (500,000 pesos) shall be paid to the beneficiaries if the insured person suffers specific disabilities due to a terrorist act; the disability is confirmed by a medical practitioner; and the disability occurs within 180 days from the date of the terrorist act.
SURRENDER BENEFIT
Cash value of this policy (to be calculated) shall be paid to the policy owner if the policy owner requests to end his / her policy before its expiry date. Also note the policy owner cannot reinstate this policy after the surrender benefit is paid.
Getting KanGuard is also with a REWARD! That's 1-year Assist America global emergency services composing of (1) Emergency assistance when you travel at least 150 km from your home and (2) 24/7 coordination with experienced clinicians, admission to qualified hospitals, emergency medical attention and more.
KanMend offers Protection against 42 critical illnesses
Reward: 6 months’ unli KonsultaMD telemedicine KanLive offers Essential funds and protection for your family Reward: 1 year unli medical consults at Aventus clinicsActually, I was torn on which policy to buy ㅡ KanMend, for one, is very much a necessity since it's health-related. I might get it in the future + KanLive, especially with such an affordable price for each, which is
1,799 PESOS ONLY! 365 DAYS COVERAGE!
You KANDUU it from your mobile, your laptop, your desktop computer.... Get insured NOW along with your family and friends! Just head on over to www.shop.fwd.com.ph
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